HMA University - Refund

In order to obtain a full or partial refund under this policy, you'll need to look at your HMA Paymet & Use Agreement. In the event, you are within the time frame for getting a refund, you note that physical products should be shipped at your expense to the address listed below, must include your purchase information (such as a copy of your receipt) so that we can make a refund, and the products should be in merchantable condition (i.e. we could resell them because they're in good condition).

Returned physical products are subject to a re-stocking fee equivalent to 20 % of the purchase price.

E-mail your refund requests to michael@myfirsthmaclient.com . Please include the words “Refund Request” in the subject line of your e-mail.

Send your written refund requests by mail to:

JS&M Sales & Marketing Inc.
Attn: Returns Department
4978 Gaylord Drive
San Diego CA 92117
USA

To serve you and other customers better in the future, we request (but do not require) that you tell us why you want a refund. We want satisfied customers.

Please remember that asking for a refund but continuing to use the products purchased from us is the same thing as stealing and may also violate applicable intellectual property rights law.

This Returns Policy was last updated on 06-12-2013.

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Disclaimer: Every effort has been made to accurately represent our products, recordings and their potential. Any claims made of actual earnings or examples of actual results can be verified upon request. The testimonials and examples used are exceptional results, don't apply to the average purchaser and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual's success depends on his or her background, dedication, desire and motivation. As with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that you will earn any money using any of the ideas and products sold herein.

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